Mortgage and loan calculators that show you the real numbers

Mortgage Payment Calculator

Enter your loan amount, rate and term to see your monthly principal and interest payment, the total interest you will pay, and what the loan costs you overall.

Amortization Schedule Calculator

See exactly where every payment goes. This produces a full period-by-period amortization table with the interest and principal split and the remaining balance.

Extra Payment Calculator

Find out what paying a little extra each month actually does to your mortgage: how many years it removes, and how much interest it saves you.

Home Affordability Calculator

Work backwards from your income to the maximum home price a lender is likely to approve, using the debt-to-income ratios that underwriting actually uses.

Down Payment Calculator

Find out how much cash you need up front, what your down payment means for mortgage insurance, and how long your savings plan will take.

Refinance Calculator

Compare your current mortgage with a refinanced one to see the monthly saving, how many months it takes to recover the closing costs, and whether it pays off.

HELOC Calculator

See how large a credit line your equity supports, what the interest-only payment is during the draw period, and what the payment jumps to when repayment begins.

Rent vs Buy Calculator

Find the year buying overtakes renting, using the figures most comparisons leave out: selling costs, rent increases, maintenance and what your deposit could have earned invested.

Closing Costs Calculator

Work out the money you need on top of the down payment, so the closing table does not produce a number you were not expecting.

Mortgage Points Calculator

See what buying discount points costs, how much they reduce your payment, and how long you have to stay for the trade to pay off.

PMI Calculator

See what mortgage insurance costs each month, how long you will pay it, and what it would take to remove it.

Biweekly Payment Calculator

Find out how much time and interest an accelerated biweekly plan removes from your mortgage, and why paying the same amount more often does almost nothing.

ARM Calculator

Find out what happens to your payment when the fixed period ends: the first adjustment, the highest the rate can ever go, and what that would cost you.

Property Tax Calculator

Work out what property tax really costs each month, and project it forward — including the effect of a cap on annual increases.

Home Equity Loan Calculator

See what a fixed-rate home equity loan costs each month, how much you can borrow against your equity, and how it compares with leaving the debt on cards.

Mortgage Recast Calculator

After a lump sum, you can lower the payment or keep it and finish early. See what each choice costs, and how long the recast fee takes to recover.

Texas Mortgage Calculator

Estimate your monthly Texas mortgage payment including local county property taxes, homeowners insurance, and your complete 30-year amortization schedule.

California Mortgage Calculator

Estimate your California monthly mortgage payment with Proposition 13 base property taxes, homeowners insurance, and your full 30-year amortization schedule.

Florida Mortgage Calculator

Calculate your Florida monthly mortgage payment including property taxes, hazard and flood insurance premiums, and your complete 30-year amortization schedule.

New York Mortgage Calculator

Calculate your New York monthly mortgage payment with local property taxes, School Tax Relief (STAR) credits, homeowners insurance, and amortization schedules.

New Jersey Mortgage Calculator

Estimate your New Jersey monthly mortgage payment including the highest average property tax rate in the nation (2.47%), insurance, and complete loan schedules.

Pennsylvania Mortgage Calculator

Estimate your monthly Pennsylvania mortgage payment including county school property taxes, homeowners insurance, and your full 30-year amortization schedule.

Illinois Mortgage Calculator

Estimate your monthly Illinois mortgage payment including the second-highest property tax rate in the nation (2.27%), insurance, and 30-year amortization schedule.

Ohio Mortgage Calculator

Calculate your monthly Ohio mortgage payment including county property taxes, rollback credits, homeowners insurance, and your full 30-year loan schedule.

Georgia Mortgage Calculator

Calculate your Georgia monthly mortgage payment including county ad valorem property taxes, homeowners insurance, and your full 30-year amortization schedule.

North Carolina Mortgage Calculator

Estimate your North Carolina monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Washington Mortgage Calculator

Estimate your Washington monthly mortgage payment including local county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Massachusetts Mortgage Calculator

Estimate your Massachusetts monthly mortgage payment including local county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Virginia Mortgage Calculator

Estimate your Virginia monthly mortgage payment including local county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Arizona Mortgage Calculator

Estimate your Arizona monthly mortgage payment including local county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Colorado Mortgage Calculator

Estimate your Colorado monthly mortgage payment including local county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Michigan Mortgage Calculator

Estimate your Michigan monthly mortgage payment including local county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Nevada Mortgage Calculator

Estimate your Nevada monthly mortgage payment including local county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Tennessee Mortgage Calculator

Estimate your Tennessee monthly mortgage payment including local county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Maryland Mortgage Calculator

Estimate your Maryland monthly mortgage payment including local county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Minnesota Mortgage Calculator

Estimate your Minnesota monthly mortgage payment including local county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Indiana Mortgage Calculator

Estimate your Indiana monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Missouri Mortgage Calculator

Estimate your Missouri monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Wisconsin Mortgage Calculator

Estimate your Wisconsin monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

South Carolina Mortgage Calculator

Estimate your South Carolina monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Alabama Mortgage Calculator

Estimate your Alabama monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Louisiana Mortgage Calculator

Estimate your Louisiana monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Kentucky Mortgage Calculator

Estimate your Kentucky monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Oregon Mortgage Calculator

Estimate your Oregon monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Oklahoma Mortgage Calculator

Estimate your Oklahoma monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Connecticut Mortgage Calculator

Estimate your Connecticut monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Utah Mortgage Calculator

Estimate your Utah monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Iowa Mortgage Calculator

Estimate your Iowa monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Arkansas Mortgage Calculator

Estimate your Arkansas monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Kansas Mortgage Calculator

Estimate your Kansas monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Mississippi Mortgage Calculator

Estimate your Mississippi monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

New Mexico Mortgage Calculator

Estimate your New Mexico monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Idaho Mortgage Calculator

Estimate your Idaho monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Nebraska Mortgage Calculator

Estimate your Nebraska monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

West Virginia Mortgage Calculator

Estimate your West Virginia monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Hawaii Mortgage Calculator

Estimate your Hawaii monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

New Hampshire Mortgage Calculator

Estimate your New Hampshire monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Maine Mortgage Calculator

Estimate your Maine monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Montana Mortgage Calculator

Estimate your Montana monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Rhode Island Mortgage Calculator

Estimate your Rhode Island monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Delaware Mortgage Calculator

Estimate your Delaware monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

South Dakota Mortgage Calculator

Estimate your South Dakota monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

North Dakota Mortgage Calculator

Estimate your North Dakota monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Alaska Mortgage Calculator

Estimate your Alaska monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Vermont Mortgage Calculator

Estimate your Vermont monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Wyoming Mortgage Calculator

Estimate your Wyoming monthly mortgage payment including county ad valorem property taxes, hazard insurance, and your full 30-year loan amortization schedule.

$200,000 Mortgage Calculator

Calculate your exact monthly payments, total interest costs, and required qualifying income for a $200,000 home mortgage at today's interest rates.

$300,000 Mortgage Calculator

Calculate your exact monthly payments, total interest costs, and required qualifying income for a $300,000 home mortgage at today's interest rates.

$400,000 Mortgage Calculator

Calculate your exact monthly payments, total interest costs, and required qualifying income for a $400,000 home mortgage at today's interest rates.

$500,000 Mortgage Calculator

Calculate your exact monthly payments, total interest costs, and required qualifying income for a $500,000 home mortgage at today's interest rates.

$600,000 Mortgage Calculator

Calculate your exact monthly payments, total interest costs, and required qualifying income for a $600,000 home mortgage at today's interest rates.

$750,000 Mortgage Calculator

Calculate your exact monthly payments, total interest costs, and required qualifying income for a $750,000 home mortgage at today's interest rates.

$1,000,000 Mortgage Calculator

Calculate your exact monthly payments, total interest costs, and required qualifying income for a $1,000,000 home mortgage at today's interest rates.

UK Mortgage Calculator

Estimate your monthly UK mortgage payments across your initial fixed-rate deal and subsequent Standard Variable Rate (SVR), including repayment and interest-only options.

UK Stamp Duty Calculator

Calculate the exact HMRC Stamp Duty Land Tax (SDLT) due on your residential property purchase in England and Northern Ireland across all buyer categories.

Canada Mortgage Calculator

Estimate your Canadian monthly, bi-weekly, or accelerated bi-weekly mortgage payments incorporating statutory semi-annual compounding and CMHC mortgage loan insurance.

Australia Mortgage Calculator

Calculate your Australian home loan repayments across monthly, fortnightly, or weekly schedules, with Loan to Value (LVR) thresholds and Lenders Mortgage Insurance (LMI).

Mortgage and Loan Comparison Calculator

Compare two loan offers side by side to see which lender provides the lowest monthly payment, when discount points break even, and how much you save over the full term.

Austin Mortgage Calculator

Estimate your Austin monthly mortgage payment including local Travis County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Dallas Mortgage Calculator

Estimate your Dallas monthly mortgage payment including local Dallas County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Houston Mortgage Calculator

Estimate your Houston monthly mortgage payment including local Harris County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

San Antonio Mortgage Calculator

Estimate your San Antonio monthly mortgage payment including local Bexar County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Miami Mortgage Calculator

Estimate your Miami monthly mortgage payment including local Miami-Dade County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Orlando Mortgage Calculator

Estimate your Orlando monthly mortgage payment including local Orange County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Tampa Mortgage Calculator

Estimate your Tampa monthly mortgage payment including local Hillsborough County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Los Angeles Mortgage Calculator

Estimate your Los Angeles monthly mortgage payment including local Los Angeles County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

San Francisco Mortgage Calculator

Estimate your San Francisco monthly mortgage payment including local San Francisco County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

San Diego Mortgage Calculator

Estimate your San Diego monthly mortgage payment including local San Diego County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Seattle Mortgage Calculator

Estimate your Seattle monthly mortgage payment including local King County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Phoenix Mortgage Calculator

Estimate your Phoenix monthly mortgage payment including local Maricopa County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Denver Mortgage Calculator

Estimate your Denver monthly mortgage payment including local Denver County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Atlanta Mortgage Calculator

Estimate your Atlanta monthly mortgage payment including local Fulton County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Chicago Mortgage Calculator

Estimate your Chicago monthly mortgage payment including local Cook County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Charlotte Mortgage Calculator

Estimate your Charlotte monthly mortgage payment including local Mecklenburg County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Raleigh Mortgage Calculator

Estimate your Raleigh monthly mortgage payment including local Wake County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Nashville Mortgage Calculator

Estimate your Nashville monthly mortgage payment including local Davidson County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Las Vegas Mortgage Calculator

Estimate your Las Vegas monthly mortgage payment including local Clark County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Boston Mortgage Calculator

Estimate your Boston monthly mortgage payment including local Suffolk County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Philadelphia Mortgage Calculator

Estimate your Philadelphia monthly mortgage payment including local Philadelphia County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Washington, DC Mortgage Calculator

Estimate your Washington, DC monthly mortgage payment including local District of Columbia property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Minneapolis Mortgage Calculator

Estimate your Minneapolis monthly mortgage payment including local Hennepin County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Portland Mortgage Calculator

Estimate your Portland monthly mortgage payment including local Multnomah County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Salt Lake City Mortgage Calculator

Estimate your Salt Lake City monthly mortgage payment including local Salt Lake County property taxes, hazard insurance, and your full 30-year loan amortization schedule.

Auto Loan Calculator

Work out your monthly car payment with sales tax, trade-in value and fees included, so the figure you see is close to what the dealer will actually quote.

Student Loan Calculator

See what your student loans will cost each month and in total, and how much faster you could clear them with a higher payment.

Personal Loan Calculator

See your monthly payment and the real cost of a personal loan once origination fees are included, so competing offers can be compared fairly.

FHA Loan Calculator

Work out the full cost of an FHA loan: the upfront premium, the annual mortgage insurance that most borrowers underpay attention to, and the total over the life of the loan.

VA Loan Calculator

Work out your VA loan payment, the one-time funding fee that depends on your down payment and entitlement, and why a VA loan usually beats the alternatives.

Balloon Payment Calculator

Find out how much you will still owe when the balloon comes due, and what it costs to refinance a balance you cannot pay in cash.

Debt Payoff Calculator

Enter what you owe and what you can pay, and see how long the debt takes to clear, what it costs in interest, and what happens if you pay more.

Credit Card Payoff Calculator

See how many months your credit card balance will take to clear at different payment amounts, and how much of your money goes to interest rather than principal.

Compound Interest Calculator

Project what a lump sum and regular contributions could grow into, and see how much of the final balance comes from growth rather than from your own money.

Debt Consolidation Calculator

Enter up to four debts and see whether a consolidation loan actually beats paying them off yourself — and which payoff order costs least.